CL6 Approval Times

While the NY Department staff appears to look at certified, i.e. CL6 ( www.ins.state.ny.us/cl04_06.htm )submissions in the order in which they are received - whether by paper or SERFF - from there things get a little less clear. 

Because the files are reviewed by adminstrative staff members with very different amounts of experience, once the initial review occurs, there is a separation of files.  In talking to the Department staff, the first line review appears to divide the products into ones that are easy to dispose of (approve or reject)  and those that need a review by more experienced staff member.  The easy files are ready for action  The Not all of the filings that go into that second pile have problems, but they do need a more experienced eye to make the determination.  Landing in that pile can have mean a longer approval time because of the competing demands on the more experienced staff members.  All of us making submissions will benefit from being mindful of the experience factor and make every effort to stay in the easy pile! 

 

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